Credit Management Knowledge and Entrepreneurial Success among Youth-Led Micro Enterprises in Guangzhou, China

Credit management knowledge is a critical factor in the entrepreneurial success of businesses. Understanding how to effectively manage credit transactions, assess creditworthiness, and maintain positive relationships with creditors essential for financial stability growth. Entrepreneurs strong are better equipped secure financing, build credibility, optimize cash flow, make informed decisions. By implementing sound practices, businesses can mitigate risk bad debts, enhance their reputation, seize opportunities expansion diversification. Ultimately, serves as foundation by ensuring stability, facilitating access resources, enabling strategic decision-making. The study used descriptive research design. target population was 220 Micro Enterprises Guangzhou, China.  did sampling 146 respondents that were chosen from China. Data collection done use questionnaires. concluded financing key determinant success. equipping young entrepreneurs knowledge, they develop profiles, demonstrate increase chances securing loans or lines institutions. Efficient flow vital smooth operation micro enterprises. recommended government agencies, industry associations, educational institutions collaborate training programs workshops specifically tailored entrepreneurs. Policymakers should consider initiatives incentivize provide accessible options Integrating education into school curricula, vocational programs, entrepreneurship equip individuals skills an early stage. Keywords: Management, Entrepreneurial Success, Youth, Enterprises, China